1. RESERVATIONS A deposit of USD$1000 will reserve a place for you on a tour or a workshop. Deposits and trip payments may be made by personal or business check. Full payment of the trip fee is due 120 days prior to departure date. If final payment is not received when due, we reserve the right to treat your reservation as canceled, as if in writing. Trip fees are quoted in US dollars and must be paid in US dollars. No partial refunds are made for unused portions or services of a trip for any reason whatsoever. Each trip is sold as a package only. This policy also applies to tour extensions and independent travel arrangements. Cancellation fees are not transferable.2. HEALTH CONSIDERATIONS Jim Zuckerman’s Photography Tours and Workshops are within the capabilities of average people in good health. If you have concerns about your own capabilities and/or fitness as it relates to a trip, please inquire with us before reserving a space. By paying a trip deposit, you certify that you do not knowingly have any physical or other conditions of disability that would create a risk for you or other trip participants. We reserve the right to request a doctor’s statement of good health. The company’s or trip leader’s judgment shall provide the ultimate determination of an individual’s ability to embark upon or to continue a trip. Once a trip has been confirmed, medical circumstances will not be considered as exceptions to our cancellation policy. We assume no responsibility for medical care or for special dietary requirements.3. INSURANCE All participants are strongly urged to purchase travel protection insurance.4. TOUR COSTS The costs of the tour include lodging in double room occupancy, meals as stated in the itinerary, transfer from the airport to the hotel and return, and all photo instruction. Not included are airfare or other transportation from your home to the trip staging location, airport departure taxes, insurance, beverages during dinners and bar expenses, tips and gratuities to local guides, phone calls, passport or visa expenses, laundry or items of a personal nature.Single accommodations are available for a supplemental cost. You will be charged the single supplement fee if you desire single accommodations or if you wish to have a roommate, but one is not available.5. LOGISTICS Whenever possible, our trip participants are lodged in comfortable, modern hotels. We select among the best available accommodations but refrain from extravagance. Some interesting photographic destinations are far removed from modern amenities.Our itinerary is intended to be followed as closely as possible, but participants should allow for flexibility due to changes in weather, natural history or cultural events, or other logistical arrangements deemed necessary by the tour leader.6. RESPONSIBILITY Organizers act only as agents for the passenger in regard to travel including, but not limited to, sightseeing, meals, lodging, transportation, and all other services whether by railroad, motorcar, motor coach, boat, ship or aircraft and they assume no liability for injury, damage, loss, accident, delay or irregularity which may be occasioned either by reason of defect in any vehicle or for any reason whatsoever, or through the acts or default of any company or person engaged in conveying the passenger or in carrying out the arrangements of the trip.They can accept no responsibility for losses or additional expenses due to delay or changes in air or other services, sickness, weather, strike, war, quarantine or other causes. All such losses or expenses will have to be borne by the passenger, as trip fees provide for arrangements only for the times and locations stated. Baggage is at the owner’s risk entirely.